Social Security Disability Advocates in Oklahoma
Social Security Disability Insurance (SSDI) or simply Social Security Disability (SSD) benefits are designed to provide financial assistance to individuals who cannot work due to a disability. This can make a significant difference in the lives of those who are unable to work and support themselves due to a disability.
However, navigating the Social Security Disability system can be complex and overwhelming, especially for individuals who are already dealing with a physical or mental condition. That is why having an experienced advocate by your side is important throughout the application process.
Binder & Binder® is a reputable law firm that has been serving individuals in Oklahoma for over 40 years. We provide top-notch advocacy and support to those seeking Social Security Disability benefits. We understand the importance of these benefits in our clients’ lives and work hard to help them obtain the financial assistance they need.
Understanding Social Security Disability (SSD)
SSD is a federal program that benefits individuals unable to work due to a disability. It is under the Social Security Administration (SSA) and is funded by payroll taxes. To be eligible for SSD benefits, individuals must have worked in jobs covered by Social Security and have a medical condition that meets the SSA’s definition of disability. The condition must also prevent the person from engaging in substantial gainful activity (SGA), which is defined as earning more than a certain amount per month.
The SSA uses a five-step process to determine if an individual qualifies for SSD benefits. This includes:
- Evaluating their work history
- The severity of their disability
- Ability to perform work they have done before
- Whether there is any other type of work that they can do despite their disability
It is important to note that the SSA’s definition of disability differs from that used by other programs or insurance policies.
Who Are Eligible for SSD in Oklahoma?
In Oklahoma, individuals must meet the same criteria as those in other states to be eligible for SSD benefits.
- Health Condition. The individual must have a medically determinable physical or mental condition that prevents them from performing SGA and is expected to last for at least 12 months or result in death.
- Work History. Under Social Security guidelines, the individual must have worked long enough (based on their age) and recently enough (usually within the past 10 years).
- Age Requirements. Individuals must be between 18 and full retirement age, which varies based on birth year.
How to Apply for Social Security Disability in Oklahoma
Step 1: Gather Necessary Documents
Before applying for SSD benefits, you will need to gather important documents and information, such as:
- Social Security number
- Birth certificate or proof of birth
- Names, addresses, and phone numbers of doctors, hospitals, clinics, and any other medical providers treating your condition
- Medications list (including dosage)
- Medical records (if you have them)
Step 2: Ensure You’re Eligible to Apply
As mentioned, you must meet certain criteria to be eligible for SSD benefits. The SSA has a detailed list of eligibility requirements on its website.
See SSA’s complete List of Impairments for more information.
Step 3: Fill Out and Submit Your Application
Fill out the application form and submit it along with your supporting documents. You can apply in three ways:
- Online through the SSA website
- You can reach them by calling their toll-free contact number: 1-800-772-1213 (TTY 1-800-325-0778), Monday through Friday from 8 a.m. to 7 p.m.
- You can schedule an appointment for in person application at your local Social Security office. Call them at their toll-free contact number: 1-800-772-1213 (TTY 1-800-3255), Monday through Friday from 8 a.m. to 7 p.m. Click here to find your local office by entering your ZIP code.
Step 4: Wait for a Decision
After submitting your application, the SSA will review your case and make a decision. This can take several months, so it is important to be patient.
If you are approved for SSD benefits, you will begin receiving monthly payments after a six-month waiting period (unless you qualify for expedited processing). If you are denied, you have the right to appeal the decision.
Step 5: Appeal If Denied
If your initial application for SSD benefits is denied, you can appeal the decision. This typically involves a hearing before an Administrative Law Judge (ALJ) where you can present evidence and arguments to support your case.
It is highly recommended to have an experienced advocate represent you during the appeals process. They can help gather important medical evidence, prepare you for the hearing, and make strong arguments on your behalf.
What Is the Average SSDI Payment in Oklahoma?
The amount of SSD benefits a person receives in Oklahoma is based on their average lifetime earnings covered by Social Security. As of 2024, the average monthly SSDI payment in Oklahoma is $1,423.04.
This may change yearly based on COLA (Cost of Living Adjustment), and you don’t need to do anything to receive it. It is important to note that SSD benefits are not meant to replace a person’s entire income but rather provide financial assistance for those unable to work due to a disability.
Why Hire Advocates for Social Security Disability in Oklahoma?
- They Have Extensive Knowledge and Experience. Disability advocates in Oklahoma deeply understand the SSA’s complicated rules and regulations, as well as the appeals process. They also have experience working with medical professionals and gathering evidence to support a client’s case.
- They Can Help Speed Up the Process. Having an experienced advocate by your side can help speed up your disability application and appeals process. They know what information is needed and how to present it in a way that will increase your chances of approval.
- They Work on Contingency Fees. Most SSD advocates work on a contingency fee basis, which means they only get paid if you are approved for benefits. This allows individuals who may not have the financial means to pay for legal representation upfront to still receive quality advocacy.
- They Help You With Your Appeals. If your initial application is denied, an advocate can help prepare you for the appeals process and represent you during a hearing. This can greatly increase your chances of success.
Contact Binder & Binder® to Help You Successfully Receive Disability Claims in Oklahoma
If you are considering applying for SSD benefits, it is highly recommended that you consult with a knowledgeable and experienced Social Security advocate in Oklahoma, such as Binder & Binder®. Since 1975, Binder & Binder® has helped thousands of individuals successfully receive disability claims nationwide. We offer free consultations and work on a contingency fee basis, so there is no risk in reaching out for help.
Contact us now to learn more about how we can assist you in receiving the benefits you deserve.