Social Security Disability Advocates in Louisiana
If you’re living with a disability, you may be entitled to receive Social Security Disability Insurance (SSDI) or simply SSD (Social Security Disability) benefits in Louisiana. When your application is approved, you can receive monthly payments to help cover your living expenses and medical bills. However, the application process can be complex and overwhelming, especially if you’re dealing with a physical or mental health condition.
Binder & Binder® is a reputable law firm with experienced lawyers and advocates for Social Security Disability in Louisiana who can guide you on your application. For 75 years, we have been helping individuals in the state and across the nation to get approved for their SSD benefits. Our team provides compassionate and knowledgeable legal representation to our clients.
What Is Social Security Disability?
SSD is a federal program that provides financial assistance to eligible individuals with disabilities. It is managed by the Social Security Administration (SSA) and funded through payroll taxes paid by employees, employers, and self-employed individuals. The amount of benefits you receive depends on your work history and how much you have contributed to the program.
Note that SSD is different from SSI (Supplemental Security Income), which is a needs-based program for low-income individuals with disabilities. While SSD is based on your work history, SSI is based on your financial need.
Am I Eligible for SSD Benefits in Louisiana?
- Medical Eligibility. Your medical condition must meet the SSA’s criteria for a disability. This means that your condition must be severe enough to prevent you from engaging in substantial gainful activity (SGA) and is expected to last for at least 12 months or result in death.
- Work Eligibility. You must have worked long enough and recently enough to earn sufficient work credits. Work credits are based on your annual earnings, and the amount needed varies depending on your age at the time of disability.
How Do I Apply for Social Security Disability in Louisiana?
Step 1: Prepare Necessary Information
Gather essential documents, including:
- Social Security number
- Medical records
- Healthcare provider information
- Work history
- Other relevant documentation needed to support your disability claim
Step 2: Check Eligibility
Ensure you meet the eligibility criteria for SSD benefits in Louisiana, including having a qualifying disability that meets the SSA’s definition and having earned sufficient work credits.
Step 3: Begin the Application Process
You can start your SSD application online, by calling the SSA toll-free number to schedule an appointment for a phone interview, or an in-person visit to your local SSA office. Click here to find your local office by entering your ZIP code.
Fill out the SSD benefits application form accurately and provide detailed information about your disability, medical conditions, treatments, medications, and how your condition affects your ability to work.
Step 4: Attend Medical Evaluations
The SSA may request that you undergo a medical examination at their expense to determine the severity of your disability. This exam may be conducted by an independent physician or one chosen by the SSA.
Step 5: Await Decision
After submitting your initial application, it can take three to five months for the SSA to review and make a decision on your claim. If approved, you will receive a notice outlining the amount of benefits you are entitled to and when payments will begin.
Step 6: Appeal If Necessary
If your application is denied, don’t lose hope because you have the right to appeal the decision. You can request a reconsideration, an appeal hearing, and further review by the Appeals Council if needed.
Should You Hire a Social Security Advocate in Louisiana?
While you are not required to hire a Social Security Disability advocate to help with your application, it can greatly increase your chances of getting approved. An experienced advocate will guide you through the complicated application process and ensure all necessary documentation is submitted accurately and on time.
Here are the benefits of hiring an experienced one:
- Knowledge of the Process. A Social Security Disability advocate or lawyer deeply understands the application process and can navigate it efficiently.
- Experience With Appeals. If your initial claim is denied, an experienced advocate will know how to appeal the decision and present a strong case on your behalf.
- Representation at Hearings. Sometimes, you may need to attend a hearing before an Administrative Law Judge (ALJ) to present your case for disability benefits. An experienced advocate will represent you at these hearings and provide legal advice.
Appealing for Denied SSD Applications in Louisiana
If your initial claim is denied, you can appeal the decision within 60 days of receiving the denial notice. There are four levels of appeals for SSD claims:
- Reconsideration. This involves a review of your application by someone who was not involved in the original decision.
- Hearing Before an Administrative Law Judge (ALJ). You can request a hearing if your reconsideration is denied.
- Appeals Council Review. If you disagree with the ALJ’s decision, you can request that it be reviewed by the SSA’s Appeals Council.
- Federal Court Case Filing. If your appeal is still denied after all other options have been exhausted, you may file a lawsuit in federal district court.
Most Common Disabilities Defined by the SSA
Some of the most common disabilities that the SSA recognizes include:
- Musculoskeletal Disorders. This includes conditions such as arthritis, back injuries, and degenerative disc disease.
- Mental Health Conditions. These are mental impairments that can range from anxiety and depression to schizophrenia and bipolar disorder.
- Cardiovascular Disorders. People with heart failure, coronary artery disease, and other cardiovascular conditions may qualify for SSD benefits if they meet the SSA’s criteria.
- Cancer. Certain types of cancer, including leukemia, lymphoma, and breast cancer, may be considered qualifying disabilities.
- Neurological Disorders. Conditions such as multiple sclerosis, Parkinson’s disease, and epilepsy can qualify for SSD benefits if they significantly impact a person’s ability to work.
- Respiratory Disorders. The SSA may consider chronic obstructive pulmonary disease (COPD), asthma, and other respiratory conditions and disabilities.
- Immune System Disorders. Conditions such as HIV/AIDS, lupus, and fibromyalgia may qualify for SSD benefits if they significantly limit a person’s ability to work.
For a complete list, visit the SSA’s List of Impairments. Keep in mind that even if your condition is not specifically listed, you may still qualify for benefits if it affects your ability to work. That’s why hiring a disability advocate can greatly improve your chances of getting approved for SSD benefits.
Get Help From Experienced Social Security Disability Advocates in Louisiana
Binder & Binder® has been helping people with disabilities in Louisiana and across the United States navigate the complicated SSD application process for 75 years. Our team of experienced advocates will work tirelessly on your behalf to ensure you have the best chance at getting the benefits you deserve.
Contact us today for a free case evaluation, and let us handle your Social Security Disability claim while you focus on your health and well-being.