Social Security Disability Advocates in South Carolina
Social Security Disability Insurance (SSDI), or simply SSD, is a federal program that provides financial assistance to individuals with disabilities. This program is managed by the Social Security Administration (SSA) and offers two types of benefits: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI).
However, the entire process of applying for SSD benefits can be complex and time-consuming, often resulting in denials for initial claims. This is where Social Security Disability advocates from reputable law firms, like Binder & Binder®, can help. We have experienced advocates and lawyers who specialize in SSD claims and can assist you in navigating the application process.
What Is Social Security Disability (SSD)?
SSD is designed to help those who are unable to work due to their disability and, therefore, cannot earn an income. This type of benefit is for individuals who have worked and paid Social Security taxes for a certain number of years. The amount received through SSDI is based on the individual’s earnings record and can help cover living expenses, such as food, housing, and medical costs.
In South Carolina, the maximum social security benefit in 2024 is $3,822 per month, but the average is $2,127. These benefits can significantly improve the quality of life for those who can access the program.
It’s important to remember that SSI is different from SSDI. SSI is a needs-based program for low-income individuals with disabilities, while SSDI is based on work history and Social Security taxes paid. The maximum monthly SSI benefit in South Carolina in 2024 is $841 per month. This amount may vary based on individual circumstances and other sources of income.
Who Are Eligible for SSD in South Carolina?
- Have a Qualifying Disability. This means having a medical condition that meets the Social Security Administration’s definition of disability. The condition should be expected to last for at least one year or result in death.
- Be of Limited Income and Resources. Eligibility for Supplemental Security Income (SSI) benefits, which is part of the overall disability benefits program, may require individuals to have limited income and resources.
- Have Worked and Paid Into the Social Security System. To be eligible for Social Security Disability Insurance (SSDI) benefits, individuals must have a work history where they paid Social Security taxes and earned enough work credits.
How to Apply for Social Security Disability in South Carolina?
Step 1: Prepare Necessary Information
Gather essential documents such as your Social Security number, birth certificate, medical records, and documentation of your work history. Also, ensure you meet the eligibility criteria set by the SSA, which includes having a qualifying disability that prevents you from working.
Step 2: Complete the Application
You can apply for SSD benefits online at the SSA website or by visiting your local Social Security office. Complete the required forms accurately and provide all necessary information. You can also call their toll-free number (1-800-772-1213) between 8 am and 7 pm, and their representatives will make an appointment for you.
Along with your application, submit any supporting documents that demonstrate your disability, medical treatment, and work history.
Note: The SSA may require you to undergo a medical evaluation to assess the severity of your disability and its impact on your ability to work.
Step 3: Wait for a Decision
The SSA will review your application and supporting documents to determine your eligibility for SSD benefits. This process may take several months. You will receive a decision letter from them informing you of their decision regarding your SSD benefits application.
Step 4: Appeal if Necessary
If your initial application is denied, you have the right to appeal the decision. Follow the instructions provided in the denial letter to start the appeals process.
If you encounter challenges during the application or appeals process, consider seeking assistance from a qualified advocate specializing in SSD cases to guide you through the process.
Should I Hire a Social Security Advocate in South Carolina?
While hiring an SSD advocate is not mandatory, it can significantly increase your chances of getting approved for benefits. An advocate can help you gather the necessary information, accurately complete the application, and represent you in any appeals. They also know about the SSA’s guidelines and procedures, making them valuable assets in navigating the system.
Benefits of Hiring SSD Advocates in South Carolina
- Familiarity With the Process. Hiring an SSD advocate in South Carolina can be beneficial because they are well-versed with the process and requirements for applying for benefits. They can help individuals navigate the complicated application process and ensure all necessary documents are submitted.
- Increased Chances of Approval. According to a report by the Government Accountability Office, individuals who hire an advocate or attorney have a higher chance of being approved for SSD benefits. This is because advocates know what information is relevant to include in the application and how to present it effectively.
- Reduced Stress and Time Saved. Applying for SSD benefits can be a lengthy and stressful process. By hiring an advocate, individuals can save time and reduce stress by having someone else handle the application process. This allows them to focus on their health and well-being.
- No Upfront Costs. Advocates and lawyers for social security disability in South Carolina work on a contingency fee basis, meaning they only get paid if the individual’s case is successful. This means there are no upfront costs for hiring an advocate, making it a more affordable option for those who may be struggling financially.
Common Reasons Your SSD Claim Application May Be Denied
- Insufficient Medical Evidence. One of the most common reasons SSD applications are denied is the lack of sufficient medical evidence to support the individual’s disability claim.
- Applying Too Soon. The SSA requires that an individual must have a disability that has lasted or is expected to last for at least one year or result in death. If an individual applies for benefits too soon, their application may be denied.
- Earning Too Much Income. To qualify for SSD benefits, individuals must meet certain income requirements. If they earn too much income, the SSA may deny their claim.
- Not Following Treatment Plans. If individuals are not actively seeking treatment and following their doctor’s recommended treatment plan, it can raise red flags for the SSA and result in a denied claim.
- Criminal Activity. If an individual is convicted of a crime while receiving SSD benefits, their claim may be denied, or benefits may be terminated.
Increase Your Chances of a Successful SSD Claim Through Binder & Binder®
A few people may have successfully applied for SSD on their own, but it can be a daunting task for many. To increase your chances of getting approved for benefits, consider seeking assistance from experienced advocates like Binder & Binder®.
Binder & Binder® has been helping individuals navigate the SSD process since 1975 and has represented countless clients across South Carolina. Our team of knowledgeable disability advocates in South Carolina understands the complexities of the SSA’s guidelines and procedures and can help you gather the necessary evidence to support your claim.
With Binder & Binder®, you can have peace of mind knowing that your case is in good hands and has a higher chance of being approved for SSD benefits. Contact us today to schedule a consultation!