Social Security Disability Advocates in Connecticut

As a resident of Connecticut, you may be entitled to Social Security disability benefits if you have a disability that prevents you from working. However, applying for and receiving these benefits can take time and effort. While it’s not mandatory, hiring a Social Security disability advocate in Connecticut can greatly improve your chances of receiving the benefits you deserve.

At Binder & Binder®, we have a team of experienced advocates for Social Security disability in Connecticut who specialize in helping individuals navigate the complicated application process. Our advocates are dedicated to providing personalized and compassionate advocacy to every client.

What Is Social Security Disability (SSD)?

Social Security Disability (SSD) or Social Security Disability Insurance (SSDI) is a federal program run by the Social Security Administration (SSA) that provides financial assistance to individuals with disabilities who are unable to work. This program is part of the larger Social Security system, which also includes retirement and survivor benefits.

To be eligible for SSD benefits, an individual must have a qualifying disability that has lasted or is expected to last for at least 12 months and prevents them from being able to engage in substantial gainful activity (SGA). SGA refers to work that earns over a certain amount per month as determined by the SSA.

Additionally, applicants must have worked and paid into Social Security through payroll taxes for a certain number of years. In Connecticut, the monthly benefit amount is determined by the individual’s average lifetime earnings before they became disabled. However, the average amount in 2024 is 1,549.41, the 4th highest in the United States.

Who Qualifies for Connecticut Disability Benefits?

Before applying, it’s important to understand the eligibility criteria for Social Security disability in Connecticut, including:

• Work Credits. To be eligible for SSD benefits, recipients generally need to accumulate a certain number of work credits. The exact number of credits required can vary based on the individual’s age and work history.
• Medical Condition. Individuals must have a medical condition that meets the Social Security Administration’s definition of disability. This condition should be expected to last for at least a year or result in death.
• Inability to Work. The medical condition must prevent the individual from engaging in substantial gainful activity. This means the disability hinders the person’s ability to work and earn a living.
• Financial Eligibility. There are financial limits on SSDI eligibility. For example, in Connecticut, a married couple’s combined income must not exceed $1,415.

What Are SSA’s Qualified Conditions to Be Considered for Disability Benefits?

The Social Security Administration (SSA) considers a range of medical conditions when determining eligibility for disability benefits. These conditions are outlined in the SSA’s “Blue Book,” officially known as the Listing of Impairments. The Blue Book categorizes impairments into various body systems and provides detailed criteria that must be met for each condition to qualify for disability benefits.

Some examples of medical conditions that may qualify for disability benefits under the SSA’s guidelines include:

• Musculoskeletal System. Conditions such as back injuries, arthritis, and joint disorders.
• Special Senses and Speech. Vision or hearing loss that significantly impacts daily functioning.
• Respiratory Disorders. Chronic respiratory illnesses like asthma, COPD, or cystic fibrosis.
• Cardiovascular System. Heart-related conditions like heart failure, coronary artery disease, or chronic heart disorders.
• Digestive System. Disorders such as Crohn’s disease, liver disease, or chronic gastrointestinal bleeding.
• Genitourinary Disorders. Kidney disease, chronic renal failure, or nephrotic syndrome.
• Hematological Disorders. Blood disorders like hemophilia, anemia, or bone marrow failure.
• Skin Disorders. Conditions like dermatitis, burns, or chronic infections.
• Endocrine Disorders. Diabetes, thyroid disorders, or pituitary gland disorders.
• Neurological Disorders. Conditions such as epilepsy, multiple sclerosis, Parkinson’s disease, or cerebral palsy.
• Mental Disorders. Depression, anxiety disorders, schizophrenia, bipolar disorder, or intellectual disabilities.
• Immune System Disorders. HIV/AIDS, lupus, rheumatoid arthritis, or autoimmune diseases.

Click here for a complete list of SSA’s qualifying disabilities.

How to Apply for SSD Benefits in Connecticut

Step 1: Prepare Your Information and Documentation

To apply for SSD benefits, you will need to gather relevant information and documents, including:

• Social Security number
• Birth certificate
• Proof of citizenship or lawful residence in the United States
• W2 forms or self-employment tax returns for the past year(s)
• A list of all employers for the past 15 years and their respective job duties
• Medical records, including diagnoses, treatment plans, lab results, and medications taken

It’s important to ensure you’re eligible before starting the application process. If you’re unsure, our Social Security disability advocates at Binder & Binder can help review your case.

Step 2: Complete an Application

There are three ways to apply for SSD benefits in Connecticut:

• Online. You can apply online through the SSA’s website.
• Phone. Call the SSA at 1-800-772-1213 (TTY 1-800-325-0778) to complete an application over the phone or schedule a telephone interview.
• In-Person. You can also make an appointment with your local Social Security office to complete an in-person interview and application. Click here to find your local field office by entering your ZIP code.

Step 3: Attend Medical Examinations

The SSA may request that you attend a medical examination to assess your disability and its severity. The SSA will cover the cost of this examination.

Step 4: Wait for a Decision and Appeal If Necessary

After submitting your application and attending any necessary medical examinations, you must wait for a decision from the SSA. This can take several months, so it’s important to be patient during this process.

If your initial application is denied, don’t give up hope. You can appeal the decision within 60 days of receiving it. Our team at Binder & Binder can help you with each step of the appeals process.

Here’s how to appeal a denial of SSD benefits in Connecticut:

• Reconsideration. The first step is to request reconsideration, where your case will be reviewed by a disability examiner who is different from the one who made the initial decision.
• Hearing. If your claim is still denied after reconsideration, you can request a hearing with an Administrative Law Judge (ALJ). This allows you to present your case and provide additional evidence to support your claim for benefits.
• Appeals Council Review. If the ALJ denies your claim, you may request that the Appeals Council review it. This is typically done if there are legal errors in the ALJ’s decision or if new evidence has come to light.
• Federal Court Review. If all other options have been exhausted, you can file a lawsuit in federal court.

Is It Worth It Hiring a Social Security Advocate in Connecticut?

As mentioned, it’s not a must to hire a Social Security Disability advocate when applying for SSD benefits. However, here’s why you might benefit from working with an advocate:

• Experienced and Knowledgeable Guidance. An experienced SSD advocate has extensive knowledge of the application process and eligibility requirements. They can help ensure that your application is complete and accurate, increasing your chances of approval.
• Support Through the Appeals Process. If your initial claim is denied, having an advocate by your side can be invaluable during the appeals process. They can assist with gathering additional evidence, preparing for hearings, and representing you in court if necessary.
• No Upfront Costs. Most SSD advocates work on a contingency basis, meaning they only get paid if you win your case. This means there are no upfront costs for you to worry about. However, it’s important to discuss fees and payment arrangements with your chosen advocate before hiring them.

Don’t Risk Being Denied SSD Benefits – Get Help From Experienced Disability Advocates in Connecticut

Navigating the application process for SSD benefits can be overwhelming, especially if you’re already dealing with a disability. That’s why our team at Binder & Binder is dedicated to helping individuals in Connecticut get the benefits they deserve.

We have over 40 years of experience representing clients in their SSD cases, and we work hard to ensure your application is complete and accurate. Contact us today to schedule a free consultation and see how we can help you receive the disability claims you need!