To be eligible for Social Security Disability, you must not be working, have a disability that is expected to last or has lasted 12 months, and meet the earnings requirements at the time you became disabled. To meet the earnings requirements, you must have been fully insured (worked most of your life,) as well as having worked five years out of the last ten when you became disabled. The concepts of fully insured and “specially insured” (5 years out of the last 10) are very complicated but would be reviewed by Binder & Binder when we filed your application.