I HAVE BEEN TOLD THAT MY SOCIAL SECURITY CHECKS ARE LIEN PROOF. WHAT DOES THIS MEAN AND IS THAT TRUE?
To be lien proof or judgment proof simply means that people ordinarily cannot get it even if they win a lawsuit against you. Congress has decided to not allow people who are on disability or Social Security to have their checks attached to pay back a loan or legal judgment. However, there are significant exceptions. Child support has been permitted by Congress to supersede the normal statutory bar so that court-ordered child support can be taken out of your Social Security check before you receive it. Similar exemptions exist for taxes and most recently student loans.
